Unleash the Financial Power of Your Computer
The world has changed a lot in the past two decades. It’s now possible to use your computer to deal with most of life’s major obstacles, struggles, and challenges.
Whether you’re looking for a job, want to find the money for college, are searching for a new home, wish to purchase a new or used car, seek help getting your finances in order, or merely need to locate a dependable stockbroker, the solutions begin with a session at the computer console.
No matter what type of assistance you need, here’s a brief guide to using your computer to identify realistic solutions.
Get a Job
Early in the history of the internet, job-seekers discovered the hidden power of connectivity. Soon, there were massive databases that sought to match employees with employers.
In fact, a few of the first commercially successful websites were in this niche. Maybe that’s because finding work is a universal human need. Whatever the reason, the internet is the place to be if you want to find a paying position in any field.
Whether you’re an MD, a hairstylist, or a fast-food worker, you’ll move out of the unemployed population fastest if you use the net to find a position that matches your skills.
The smartest way to begin is to use search terms that include your preferred job title, city, and if you are aiming for a particular company, the name of the organization.
For example, if you are looking for summer hours as a lifeguard in your hometown, you would use a quoted, long-tail search term like, “lifeguard Phoenix Arizona.”
Pay for College or Grad School
There are two ways you can leverage the power of the internet to help with education expenses.
First, you want to figure out how much it’s going to cost you to attend school. Using a simple online app can solve that dilemma in about 10 minutes. The next part is a bit more challenging and vastly more important.
How will you pay for your degree? Consider the most common options. There are basically three ways to cover the cost of a degree, with scholarships and grants, from savings, or with student loans.
By far, student loans are the most common strategy for college-bound students.
But how can your PC help you pay bills? It does so by abetting your search for lenders. Private student loans are available, but you have to find them and apply for them or you’ll never get off square one.
Internet searches will turn up multiple sources of education lenders, all who are competing for your business.
And remember, the main advantage of private lenders, as opposed to government-backed ones, is their ability to offer loan packages that cover your entire school expense, not just part of it.
Additionally, once you locate a reliable source for private student loans, you won’t spend all day filling out an app. Most take just a few minutes.
Finally, going the private lender route will give you access to reasonable terms and competitive interest rates. But begin the process with a search for a lender whose terms match your requirements.
Find an Affordable Home
The online real estate sector has blossomed in recent years. Now, prospective buyers can hook up with licensed agents and drill down to specific preferences rather quickly. Or, you can do research on your own before using an agent.
The more you know your preferences, the more success you’ll have. As an experiment, use any of the major real estate search websites and you’ll come up with a targeted list of properties that match your parameters.
For example, search on “condos Las Vegas under $200,000,” or substitute a zip code for even narrower results. You can also select by the number of bedrooms, whether there’s an HOA or not, and many other factors.
Invest in Stocks and Bonds
The majority of brokerage business now takes place via computer platforms. Check out some of the largest brokerage firms with a simple search and try out some of the platforms.
See which ones you feel comfortable with based on ease of use, types of securities you can trade, minimum account deposits, and other factors.
One advantage of buying and selling stocks on an automated platform is lightning-fast order execution. You’ll also have a detailed record of every transaction in your account.
Let Budgeting Apps Arrange Your Finances
Some of the newer budgeting apps are high-powered ways to get a handle on your finances. You can download stand-alone ones for a small fee or use cloud-based versions for free.
Read directions and follow all the prompts carefully for the best results. Be careful not to divulge personal or identifying information, just generic numbers and dollar amounts. Once you input all your data, you’ll be presented with a Pro-forma monthly budget, along with suggestions about ways to reduce waste and increase savings.
Use an Online Broker to Buy Your Next Car
One of the fastest-growing areas of personal financial help on the internet is in the automotive industry. Understandably, many consumers abhor going to car dealerships and haggling with sales agents for hours on end.
Instead, use a net-based vehicle broker to shop for a car or truck the same way you look for a house.
Expect to pay a fee of a few hundred dollars, but don’t let that deter you. You’ll likely save much more than that on the purchase price. Your agent, whom you’ll never meet in person, will work to locate the exact vehicle you want, no matter the price range, make, or model.
You can opt for delivery or in-person pickup at a nearby location. In some cases, the car will be delivered to your door. All loan documents will be digitally signed and transmitted. You might need to sign one or two papers and mail them to the agent.
You pay the broker’s fee with a credit card over the phone or on the website. Hard-copy contract documents will be mailed to you, in addition to the digital ones that you receive the minute the deal is done.